Equifax said it is determining with the assistance of an independent cybersecurity firm what exact information was compromised during the data breach. It is used by banks, government agencies, and companies - including other credit reporting services. "In the meantime, I encourage Texans to educate themselves about how to best protect their personal information and to file a complaint with my office if they have any concerns about this breach". In that case, you may have to explain that your Social Security number is linked to the older number that is connected to your credit-history data. To find out if you been impacted visit the website: equifax security 2017 dot com.
Equifax added that credit card numbers of around 209,000 USA consumers and certain dispute documents with personal identifying information of around 182,000 US consumers were accessed. Experts say as angry as you may be, few companies could handle the amount of demand the credit bureaus are getting right now. That prohibits a credit reporting agency from releasing any information from your credit report without written authorization and makes it harder for an identity thief to access credit in your name.
"In all of our years investigating data breaches, this may be the most brazen failure to protect consumer data we have ever seen", Healey said in a statement.
Tip #2: Run your credit report.
You can always view your credit report for free once a year at AnnualCreditReport.com or by calling 877-322-8228. Putting a credit freeze in place does not affect a person's credit score, and it can be lifted in the future with the use of a PIN number.
Rafael Flores says he first found out about the security breach on the news.
I can assure you that the instructions in Clark's credit freeze guide are accurate.
Peterson cautioned those affected to be sure they are signing up for Equifax's free service and not its paid service. If the information can't be explained, then you will need to call the creditors involved and report the crime to your local police or sheriff's office.