It's all pretty straightforward stuff, but let's just quickly break down the difference between Apple Pay and Apple Pay Cash, for those who aren't quite sure. The upgrade as usual by Apple has involved lots of changes, especially the support given to Apple Pay Cash, a quick peer-to-peer payments system that forms a direct competitor to Venmo, Square Cash and other payment processors. Apple Pay Cash in only available in the U.S. at the moment, Apple is expected to release it in more countries soon. Each person to person payment and purchase made with Apple Pay Cash is authenticated with Face ID on iPhone X, Touch ID on other iPhone and iPad models or a secure passcode on Apple Watch. They can use the money instantly to pay someone or make purchases using Apple Pay in stores, apps and on the web.
With the sudden release of iOS 11.2 because of an unexpected date bug that plagued iOS devices recently, Apple has also begun rolling out Apple Pay Cash to U.S. users.
Apple Pay Cash can be accessed from the iMessage app. Tap the App Store icon beside the text field, then tap the black Apple Pay icon from the dock. The process is quick and easy for those who have already filed a card with Apple Pay. Pay Cash also works through the Wallet app and Siri.
This feature was initially introduced in WWDC 2017, now finally every Apple Watch users can enjoy the same. This is done by going to Settings Wallet Apple Pay. The debit card transfers are free and the credit card transfer will attract up to 3 percent charges.
After this is completed, the Apple Pay button at the bottom of a conversation in Messages is seen. If you are adding cash, there is a minimum of $10 per transaction. More sports services will be added in future, Apple said. Within a 7-day period, users can send up to $20,000 tho their bank account.